Year: 2016
Avoid a Headache When You Can’t Avoid What’s in the Road
Posted: November 2, 2016
In a majority of cases, hitting an animal while driving is unavoidable. As upsetting as this event can be, it is also capable of causing substantial damage to your vehicle, particularly if the animal is large. Deer related accidents are common in rural areas, with the average repair from these accidents exceeding $3,300. At L & A Insurance Services we recommend that our clients review... Read Article
How to Handle Being Hit While Parked
Posted: October 3, 2016
Hit and run accidents frequently occur while a vehicle is parked on the street, in a parking structure or at the local shopping mall. Often the guilty party does not leave contact information which leaves the vehicle owner with the problem of getting the damage repaired. To add to the burden, many people are unclear on what to do in this situation and are unsure... Read Article
Two Exceptions to Permissive Use Car Insurance Coverage
Posted: September 1, 2016
Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover “household members” – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term “household... Read Article