Category: 1st

Are You Paying Too Much for Your Car Insurance?

Like food, housing, and medical care, car insurance is a necessity of life in the 21st Century. At a bare minimum, nearly every state in the U.S. has enacted mandatory liability car insurance laws for all drivers. A new car is a significant investment that most owners want to protect with comprehensive and collision coverage. Unfortunately, many people today are leaving money on the table... Read Article

Pregnancy and Health Insurance: Are You Making the Most of Your Benefits?

The Affordable Care Act, also known as Obamacare, requires all qualified health plans to cover maternity care, childbirth, and other free services. If you are expecting a child, you should take advantage of all the aspects of health insurance that benefit pregnant women. It is important to know that some older plans (grandfathered health plans) are not required to cover preventative care, pregnancy, or childbirth.... Read Article

Prepare Your Office for the Summer Heat

Working in a hot office all day can affect employee morale and productivity. It makes sense for business owners to prepare in advance for scorching summer days. The following tips can help you beat the heat and create a more comfortable office environment. Make Sure Your HVAC System is in Top Running Order When temperatures are climbing, an efficiently running HVAC system can make all... Read Article

What Is the Right Time to Purchase Life Insurance?

Life insurance is important because it provides financial security for your loved ones should you become incapacitated or pass away. Even if you have no assets to pass on, a life insurance policy can provide an inheritance for them. It can also be used to pay off outstanding debts, such as a mortgage, car loan, or credit card debts, to avoid placing additional burdens on... Read Article

Make Sure to Insure All Aspects of Your Business

The minute you start a business, you are immediately exposed to certain risks. The importance of having the right business insurance cannot be overstated. Our knowledgeable agents at L & A Insurance Services in Phoenix, Arizona can help you fully assess your business insurance needs and find the right coverage at the best available rates. Types of Business Insurance Businesses today have a wide range... Read Article