Category: Auto Insurance

Are You Paying Too Much for Your Car Insurance?

Like food, housing, and medical care, car insurance is a necessity of life in the 21st Century. At a bare minimum, nearly every state in the U.S. has enacted mandatory liability car insurance laws for all drivers. A new car is a significant investment that most owners want to protect with comprehensive and collision coverage. Unfortunately, many people today are leaving money on the table... Read Article

Insurance Specialists Network: Your 🗝 to Security

It is with great pride to introduce you to the L & A Insurance Specialists Network!  This is the key to even more personalized insurance services, focused on lower cost, expanded quality products & advice through trained and experienced insurance specialists.  Here's how it works: L&A has hand-selected a high-quality team of  brokers with expertise in your most requested insurance specialties to help you better.... Read Article

Does Your Auto Insurance Cover Air Conditioning?

Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions, it is considered normal wear-and-tear and not covered by auto insurance... Read Article

Driving Tips to Stay Safe During Your Summer Vacation

Longer days, warm, sunny weather, and roads free of snow and ice make summer the perfect time for vacation road trips. In fact, Insurance Institute for Highway Safety (IIHS) statistics reveal that more fatal traffic crashes occur over the summer months than over the winter months. Contributing factors to the increase in serious accidents during the summer include congested roads due to vacation travel with... Read Article

How Depreciation Can Affect Your Auto Insurance Premiums

The value of virtually any expensive item changes as time passes. For a high-quality bottle of wine or a rare painting, the value may increase as the item ages. Cars and other vehicles usually only exclusively depreciate, losing significant value as the years pass. There are some rare exceptions, such as antique or other collectible vehicles. With a new car, the biggest drop in value... Read Article