Category: Health Insurance

How Should You Pay for Your Health Insurance?

Consumer-driven healthcare offers three popular tax-advantaged benefit accounts -- the Health Savings Account (HSA), the Health Reimbursement Arrangement (HRA) and the Flexible Spending Account (FSA). Each of these three types of accounts: Is sponsored by the employer; Is designed to offset the high cost of medical care; Involves tax-advantaged contributions; and Allow individuals more control of their personal healthcare needs. Beyond these common features, there... Read Article

Pregnancy and Health Insurance: Are You Making the Most of Your Benefits?

The Affordable Care Act, also known as Obamacare, requires all qualified health plans to cover maternity care, childbirth, and other free services. If you are expecting a child, you should take advantage of all the aspects of health insurance that benefit pregnant women. It is important to know that some older plans (grandfathered health plans) are not required to cover preventative care, pregnancy, or childbirth.... Read Article

Why It is Important to Review Your Insurance Policies on a Yearly Basis

Insurance policies are living documents. They can, and should be, changed periodically to accommodate changes in circumstances and needs of the policyholder. At L & A Insurance Services in Phoenix, Arizona, our agents can assist you with an annual review of your home, auto, and life insurance policies to help ensure you have the coverage you need without paying more than you need to. Reasons... Read Article

Insurance Specialists Network: Your 🗝 to Security

It is with great pride to introduce you to the L & A Insurance Specialists Network!  This is the key to even more personalized insurance services, focused on lower cost, expanded quality products & advice through trained and experienced insurance specialists.  Here's how it works: L&A has hand-selected a high-quality team of  brokers with expertise in your most requested insurance specialties to help you better.... Read Article

Skipping the Dentist Can Put Your Health at Risk

Most of us don’t look forward to a trip to the dentist. However, caring for your teeth and gums is a crucial part of maintaining overall health. Research over the past decade has revealed links between tooth and gum health and several serious medical conditions. A recent study found that 40 percent of people who suffered gum disease were more likely to have another chronic... Read Article