Category: Health

Individual Alternatives to ACA Health Plans

This year, the law changed to allow for longer duration short term medical (STM) plans.  Due to their low-cost, these plans will be a solution for many individuals in 2019.  Before you run quotes, please consider carefully: ‘PROS’ Lower Cost: About 1/3 of the cost of an ACA plan More Providers: STM plans use a PPO network Choice: More deductibles & out-of-pocket maximum choices than... Read Article

2019 ACA Health Plans Update for Arizona

Updated 10/30/2018 The time-frame for individuals & families to decide on a 2019 health plan runs from November 1st - December 15th.  The time to prepare is now.  It is possible some of the options will not be published online until November 1st, but we have quite a bit of helpful information below to get you started & save you TONS of time right now.... Read Article

How to Avoid Extra Insurance Charges

These are some of the more common insurance billing issues, and simple things you can do to avoid them. Individuals:  As soon as you know the date your new insurance will begin, contact your current insurance carrier to request termination of your current policy BEFORE the new policy starts. Insurance companies will only terminate the policy requested: You may have more than one policy to... Read Article

ACA Amendments that Affect Your Health Insurance

  BENJAMIN ROSKY Contact: 602-996-6010 Email: ben@LNAservices.com Final Rule Amends ACA as Tug of War Continues Over Obamacare Repeal  Although the GOP continues to craft new legislation for repealing and replacing the Affordable Care Act (i.e., Obamacare), none of its proposals have passed. However, some changes are coming anyway—changes that aim to improve the health insurance risk pool, promote more competition within markets and increase... Read Article