Category: Personal Insurance

Why It is Important to Review Your Insurance Policies on a Yearly Basis

Insurance policies are living documents. They can, and should be, changed periodically to accommodate changes in circumstances and needs of the policyholder. At L & A Insurance Services in Phoenix, Arizona, our agents can assist you with an annual review of your home, auto, and life insurance policies to help ensure you have the coverage you need without paying more than you need to. Reasons... Read Article

Insurance Specialists Network: Your 🗝 to Security

It is with great pride to introduce you to the L & A Insurance Specialists Network!  This is the key to even more personalized insurance services, focused on lower cost, expanded quality products & advice through trained and experienced insurance specialists.  Here's how it works: L&A has hand-selected a high-quality team of  brokers with expertise in your most requested insurance specialties to help you better.... Read Article

Great Insurance Tips for First Time Home Buyers

Homeowners insurance is not required by law like automobile liability insurance. However, it is required by mortgage companies to protect the lender’s investment. Even if you were able to pay cash for your home, homeowners insurance is an important protection for what is likely your biggest asset. Following are some tips about homeowners insurance for first time home buyers. Get Renters Insurance to Help Lower... Read Article

Does Your Auto Insurance Cover Air Conditioning?

Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions, it is considered normal wear-and-tear and not covered by auto insurance... Read Article

ACA Amendments that Affect Your Health Insurance

  BENJAMIN ROSKY Contact: 602-996-6010 Email: ben@LNAservices.com Final Rule Amends ACA as Tug of War Continues Over Obamacare Repeal  Although the GOP continues to craft new legislation for repealing and replacing the Affordable Care Act (i.e., Obamacare), none of its proposals have passed. However, some changes are coming anyway—changes that aim to improve the health insurance risk pool, promote more competition within markets and increase... Read Article