Category: Personal Insurance

2020 Health Insurance Rates Available

Arizona health insurance premium information is now available for individuals and families, and we'll help you select the right plan for next year! Open Enrollment for 2020 health plans starts November 1st and ends December 15th.  The time to prepare is now. Arizona will have five (5) different insurance carriers offering plans both on & off the federal marketplace, and L & A Services, Inc...

Ben Rosky recognized for helping consumers with qualified health coverage

Phoenix, AZ – Benjamin Rosky has been recognized for his hard work and expertise in helping consumers enroll in and manage qualified health coverage through the Health Insurance Marketplace.   This nationwide recognition from the Centers for Medicare & Medicaid Services (CMS) as a member of the 2019 Marketplace Circle of Champions highlights Benjamin Rosky’s success in enrolling 20 or more consumers during this Open...

Individual Alternatives to ACA Health Plans

This year, the law changed to allow for longer duration short term medical (STM) plans.  Due to their low-cost, these plans will be a solution for many individuals in 2019.  Before you run quotes, please consider carefully: ‘PROS’ Lower Cost: About 1/3 of the cost of an ACA plan More Providers: STM plans use a PPO network Choice: More deductibles & out-of-pocket maximum choices than...

2019 ACA Health Plans Update for Arizona

Updated 10/30/2018 The time-frame for individuals & families to decide on a 2019 health plan runs from November 1st - December 15th.  The time to prepare is now.  It is possible some of the options will not be published online until November 1st, but we have quite a bit of helpful information below to get you started & save you TONS of time right now....

Why It is Important to Review Your Insurance Policies on a Yearly Basis

Insurance policies are living documents. They can, and should be, changed periodically to accommodate changes in circumstances and needs of the policyholder. At L & A Insurance Services in Phoenix, Arizona, our agents can assist you with an annual review of your home, auto, and life insurance policies to help ensure you have the coverage you need without paying more than you need to. Reasons...