Welcome to L & A Insurance Services

A Full Service Independent Agency offering Group Benefits, Life/Health Insurance, Auto/Car Insurance, Home Insurance, and Business/Commercial Insurance to Phoenix and All of Arizona

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L & A Insurance Services - Phoenix, Arizona

Group Benefits, Life/Health Insurance, Auto/Car Insurance, Home Insurance, and Business/Commercial Insurance for Phoenix and All of Arizona

L & A Services is a full-service independent insurance brokerage, specializing in assisting Arizona’s small businesses, their workforce and families with their insurance needs since 1985.

We work with only the highest quality and most dependable insurance companies. Our relationships with these top-rated companies allow us to provide the best rates and coverage for everyone.

Our agents are professionally educated, experienced, and highly respected.

    Credentials include:

Life Underwriter Training Council (LUTCF), Registered Health Underwriter (RHU), Registered Employee Benefits Consultant (REBC), CMS/HHS Federally Certified, Consecutive Top Broker Awards since 2003

We are here to make insurance easy for you!! Please contact us today for personalized, professional guidance when considering any of your insurance needs.

We strictly adhere to privacy laws and compensation disclosure requirements. For detailed compensation information for a specific product, just send us a written request.


AFLACAXA EquitableAetnaAmbetter HealthAssurant HealthBlueCross BlueShield of ArizonaCIGNADelta Dental Plans AssociationEmployers InsuranceGreat American InsuranceHISCOXHumana, Inc.Illinois MutualLiberty Mutual InsuranceLincoln Financial GroupMetLife Home and AutoMetLife InsuranceNational General InsurancePrincipal Financial GroupProtective Life CorporationPrudentialSpirit Dental & VisionThe Guardian Life Insurance Co.The HartfordThe StandardTransamerica Life InsuranceUnitedHealthcareUnum GroupVoya FinancialWest Coast Life Insurance

Recent News and Updates

Protect Your Assets with Long-Term Care Insurance

Though it can be a difficult subject to think about, many of us will need assistance with basic needs of living when we reach old age. Long Term Care insurance (or LTC insurance) protects your savings and your others assets when you reach the point of needing help for everyday tasks, such as bathing, meal preparation, cooking, shopping, laundry, administering medications and so on. (more…)

How Depreciation Can Affect Your Auto Insurance Premiums

The value of virtually any expensive item changes as time passes. For a high-quality bottle of wine or a rare painting, the value may increase as the item ages. Cars and other vehicles usually only exclusively depreciate, losing significant value as the years pass. There are some rare exceptions, such as antique or other collectible vehicles. With a new car, the biggest drop in value... Read Article

Avoid a Headache When You Can’t Avoid What’s in the Road

In a majority of cases, hitting an animal while driving is unavoidable. As upsetting as this event can be, it is also capable of causing substantial damage to your vehicle, particularly if the animal is large. Deer related accidents are common in rural areas, with the average repair from these accidents exceeding $3,300. At L & A Insurance Services we recommend that our clients review... Read Article