Welcome to L & A Insurance Services

A Full Service Independent Agency offering Retirement Plans, Group Benefits, Life / Health Insurance, Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance to Phoenix and All of Arizona

Insurance Quotes

  • This field is for validation purposes and should be left unchanged.

L & A Insurance Services - Phoenix, Arizona

Retirement Plans, Group Benefits, Life / Health Insurance, Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance for Phoenix and All of Arizona

L & A Services is a full-service independent insurance brokerage, specializing in assisting Arizona’s small businesses, their workforce and families with their insurance needs since 1985.

We work with only the highest quality and most dependable insurance companies. Our relationships with these top-rated companies allow us to provide the best rates and coverage for everyone.

Our agents are professionally educated, experienced, and highly respected.

    Credentials include:

Life Underwriter Training Council (LUTCF), Registered Health Underwriter (RHU), Registered Employee Benefits Consultant (REBC), CMS/HHS Federally Certified, Consecutive Top Broker Awards since 2003

We are here to make insurance easy for you!! Please contact us today for personalized, professional guidance when considering any of your insurance needs.

We strictly adhere to privacy laws and compensation disclosure requirements. For detailed compensation information for a specific product, just send us a written request.


  • AXA Equitable
  • Aetna
  • Ambetter Health
  • Assurant Health
  • BlueCross BlueShield of Arizona
  • Delta Dental Plans Association
  • Employers Insurance
  • Great American Insurance
  • Humana, Inc.
  • Illinois Mutual
  • Liberty Mutual Insurance
  • Lincoln Financial Group
  • MetLife Home and Auto
  • MetLife Insurance
  • National General Insurance
  • Principal Financial Group
  • Protective Life Corporation
  • Prudential
  • Spirit Dental & Vision
  • The Guardian Life Insurance Co.
  • The Hartford
  • The Standard
  • Transamerica Life Insurance
  • UnitedHealthcare
  • Unum Group
  • Voya Financial
  • West Coast Life Insurance

Recent News and Updates

Does Your Auto Insurance Cover Air Conditioning?

Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions, it is considered normal wear-and-tear and not covered by auto insurance... Read Article

Light the Sky, Not Your House This July 4th

Hamburgers, hotdogs, parades, and fireworks! The 4th of July is a great American holiday, and fireworks are a tradition the entire Phoenix community enjoys. But first, a word of caution: make sure you light up the sky, and not your home!  Fireworks can reach as high as 1,200 degrees Fahrenheit. The National Fire Protection Agency reports an estimated 17,800 structure fires and about $32 million... Read Article

Driving Tips to Stay Safe During Your Summer Vacation

Longer days, warm, sunny weather, and roads free of snow and ice make summer the perfect time for vacation road trips. In fact, Insurance Institute for Highway Safety (IIHS) statistics reveal that more fatal traffic crashes occur over the summer months than over the winter months. Contributing factors to the increase in serious accidents during the summer include congested roads due to vacation travel with... Read Article