Insurance Blog

Ben Rosky recognized for helping consumers with qualified health coverage

Phoenix, AZ – Benjamin Rosky has been recognized for his hard work and expertise in helping consumers enroll in and manage qualified health coverage through the Health Insurance Marketplace.   This nationwide recognition from the Centers for Medicare & Medicaid Services (CMS) as a member of the 2019 Marketplace Circle of Champions highlights Benjamin Rosky’s success in enrolling 20 or more consumers during this Open... Read Article

Commercial Insurance: Protection Against Lawsuits

If an unexpected accident takes place at your Arizona facility or office, or a lawsuit is filed against your business that is related to a product or service, the general liability insurance you have in place should cover your losses, including the legal costs involved in defending against it. A general business insurance policy should cover you against injury lawsuits, false or misleading advertising lawsuits,... Read Article

Commercial Auto Insurance: What is the Best Coverage?

Your company has specific needs for commercial auto insurance coverage. How much coverage should you have in place for liability, comprehensive coverage, collision coverage and medical payments? Your company may rent certain vehicles from time to time, or have employees who use their personal cars or trucks for company business. Regardless of the type of coverage, you need to protect yourself and your business against... Read Article

Individual Alternatives to ACA Health Plans

This year, the law changed to allow for longer duration short term medical (STM) plans.  Due to their low-cost, these plans will be a solution for many individuals in 2019.  Before you run quotes, please consider carefully: ‘PROS’ Lower Cost: About 1/3 of the cost of an ACA plan More Providers: STM plans use a PPO network Choice: More deductibles & out-of-pocket maximum choices than... Read Article

2019 ACA Health Plans Update for Arizona

Updated 10/30/2018 The time-frame for individuals & families to decide on a 2019 health plan runs from November 1st - December 15th.  The time to prepare is now.  It is possible some of the options will not be published online until November 1st, but we have quite a bit of helpful information below to get you started & save you TONS of time right now.... Read Article