Insurance Blog

Does Your Auto Insurance Cover Air Conditioning?

Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions, it is considered normal wear-and-tear and not covered by auto insurance... Read Article

Light the Sky, Not Your House This July 4th

Hamburgers, hotdogs, parades, and fireworks! The 4th of July is a great American holiday, and fireworks are a tradition the entire Phoenix community enjoys. But first, a word of caution: make sure you light up the sky, and not your home!  Fireworks can reach as high as 1,200 degrees Fahrenheit. The National Fire Protection Agency reports an estimated 17,800 structure fires and about $32 million... Read Article

Driving Tips to Stay Safe During Your Summer Vacation

Longer days, warm, sunny weather, and roads free of snow and ice make summer the perfect time for vacation road trips. In fact, Insurance Institute for Highway Safety (IIHS) statistics reveal that more fatal traffic crashes occur over the summer months than over the winter months. Contributing factors to the increase in serious accidents during the summer include congested roads due to vacation travel with... Read Article

Do You Have Enough Life Insurance?

Most of us would prefer not to think about what would happen to our families if something happened to us. Life insurance is something we may have to force ourselves to think about, just like a will. The good news is that purchasing a whole life insurance policy can be a great financial investment. This form of insurance not only allows your life to be... Read Article

ACA Amendments that Affect Your Health Insurance

  BENJAMIN ROSKY Contact: 602-996-6010 Email: ben@LNAservices.com Final Rule Amends ACA as Tug of War Continues Over Obamacare Repeal  Although the GOP continues to craft new legislation for repealing and replacing the Affordable Care Act (i.e., Obamacare), none of its proposals have passed. However, some changes are coming anyway—changes that aim to improve the health insurance risk pool, promote more competition within markets and increase... Read Article