Insurance Blog

How to Avoid Extra Insurance Charges

These are some of the more common insurance billing issues, and simple things you can do to avoid them. Individuals:  As soon as you know the date your new insurance will begin, contact your current insurance carrier to request termination of your current policy BEFORE the new policy starts. Insurance companies will only terminate the policy requested: You may have more than one policy to... Read Article

How to Keep Your Office Safe From Cyber Crime

Cyber crime is criminal activity carried out on the internet. It can be a crime such as hacking, spamming, or phishing in which a specific device is the object of the crime, or a crime in which a device is used as a tool to commit an offense. Common cyber crimes include identity theft, unauthorized computer access, online theft of bank information, and online predatory... Read Article

Surety Bonds: What You Need to Know

Entrepreneurs and small business owners are often required to purchase surety bonds. Although they are commonly confused with insurance, surety bonds are a different thing entirely. They provide a guarantee that a corporate entity or individual will fulfill a contract or a duty in accordance with applicable laws and regulations. They also provide fiscal protection for project owners, employers, and the public. How Do Surety... Read Article

Are You Paying Too Much for Your Car Insurance?

Like food, housing, and medical care, car insurance is a necessity of life in the 21st Century. At a bare minimum, nearly every state in the U.S. has enacted mandatory liability car insurance laws for all drivers. A new car is a significant investment that most owners want to protect with comprehensive and collision coverage. Unfortunately, many people today are leaving money on the table... Read Article

How Should You Pay for Your Health Insurance?

Consumer-driven healthcare offers three popular tax-advantaged benefit accounts -- the Health Savings Account (HSA), the Health Reimbursement Arrangement (HRA) and the Flexible Spending Account (FSA). Each of these three types of accounts: Is sponsored by the employer; Is designed to offset the high cost of medical care; Involves tax-advantaged contributions; and Allow individuals more control of their personal healthcare needs. Beyond these common features, there... Read Article