Insurance Blog

Commercial Auto Insurance: What is the Best Coverage?

Your company has specific needs for commercial auto insurance coverage. How much coverage should you have in place for liability, comprehensive coverage, collision coverage and medical payments? Your company may rent certain vehicles from time to time, or have employees who use their personal cars or trucks for company business. Regardless of the type of coverage, you need to protect yourself and your business against... Read Article

Individual Alternatives to ACA Health Plans

This year, the law changed to allow for longer duration short term medical (STM) plans.  Due to their low-cost, these plans will be a solution for many individuals in 2019.  Before you run quotes, please consider carefully: ‘PROS’ Lower Cost: About 1/3 of the cost of an ACA plan More Providers: STM plans use a PPO network Choice: More deductibles & out-of-pocket maximum choices than... Read Article

2019 ACA Health Plans Update for Arizona

Updated 10/30/2018 The time-frame for individuals & families to decide on a 2019 health plan runs from November 1st - December 15th.  The time to prepare is now.  It is possible some of the options will not be published online until November 1st, but we have quite a bit of helpful information below to get you started & save you TONS of time right now.... Read Article

How to Avoid Extra Insurance Charges

These are some of the more common insurance billing issues, and simple things you can do to avoid them. Individuals:  As soon as you know the date your new insurance will begin, contact your current insurance carrier to request termination of your current policy BEFORE the new policy starts. Insurance companies will only terminate the policy requested: You may have more than one policy to... Read Article

How to Keep Your Office Safe From Cyber Crime

Cyber crime is criminal activity carried out on the internet. It can be a crime such as hacking, spamming, or phishing in which a specific device is the object of the crime, or a crime in which a device is used as a tool to commit an offense. Common cyber crimes include identity theft, unauthorized computer access, online theft of bank information, and online predatory... Read Article